Terms of Use

Last updated: July 7, 2026

1. Acceptance of Terms

By using CalcWise, you agree to these Terms of Use. If you do not agree, please do not use our website.

2. Free Service

CalcWise provides free financial calculators. No payment is required for any of our tools. We reserve the right to modify or discontinue any feature without prior notice.

3. Accuracy of Calculations

While we strive for accuracy, our calculators provide estimates only. They should not be used as the sole basis for financial decisions. Always consult with a qualified financial professional for personalized advice.

⚠️ Disclaimer: All calculations are for informational purposes only. Results may vary based on your specific situation. We are not responsible for any financial decisions made based on these calculations.

4. User Responsibilities

You agree to:

Use the calculators responsibly
Not misuse or abuse our services
Not attempt to disrupt our website
Verify critical calculations independently

5. Intellectual Property

All content on CalcWise, including text, graphics, code, and design, is owned by CalcWise and protected by copyright laws. You may not reproduce, distribute, or modify our content without permission.

6. Advertising

CalcWise displays advertisements to keep our service free. We use Google AdSense and other ad networks. We are not responsible for the content of advertisements.

7. Limitation of Liability

CalcWise is provided "as is" without warranties of any kind. We are not liable for any damages arising from the use of our calculators or website.

8. Changes to Terms

We may update these Terms of Use at any time. Continued use of our website constitutes acceptance of the updated terms.

9. Governing Law

These terms are governed by the laws of the United States. Any disputes shall be resolved in accordance with these laws.

10. Contact

For questions about these Terms, please contact us.